JPK 197
JANGAN SERAHKAN MASA DEPAN ANAK ANDA KEPADA NASIB TAPI TENTUKAN MELALUI TABUNG BIASISWA KOPP
REGULAR CONTRIBUTION PER UNIT (EXPRESSED IN RINGGIT MALAYSIA (RM))
|
CONTRIBUTION |
PROJECTED BENEFITS |
| AGE AT ENTRY |
MONTHLY |
QUARTERLY |
SEMI ANNUALLY |
ANNUALLY |
MEMBER'S RETURN |
SCHOLARSHIP VALUE (3 YEARS) |
TOTAL RETURN |
0-1
1-2
2-3
3-4
4-5
5-6
6-7
7-8
8-9
9-10 |
81.05
85.00
89.41
94.38
100.00
106.43
113.85
122.50
132.73
145.00 |
243.16
255.00
268.23
283.13
300.00
319.29
341.54
367.50
398.18
435.00 |
462.63
485.00
510.00
538.13
570.00
606.43
648.46
697.50
755.46
825.00 |
909.47
953.33
1,002.35
1,057.50
1,120.00
1,191.43
1,273.85
1,370.00
1,483.64
1,620.00 |
15,000.00
15,000.00
15,000.00
15,000.00
15,000.00
15,000.00
15,000.00
15,000.00
15,000.00
15,.000.00 |
28,728.00
25,453.00
21,713.00
18,696.00
16,282.00
14,002.00
11,882.00
10,206.00
8,635.00
7,162.00 |
43,728.00
40,453.00
36,713.00
33,696.00
31,282.00
29,002.00
26,882.00
25,206.00
23,635.00
22,162.00 |
5 YEARS CONTRIBUTION PER UNIT (EXPRESSED IN RINGGIT MALAYSIA (RM))
|
CONTRIBUTION |
PROJECTED BENEFITS |
AGE AT ENTRY
|
MONTHLY |
QUARTERLY |
SEMI ANNUALLY |
ANNUALLY |
MEMBER'S RETURN |
SCHOLARSHIP VALUE (3 YEARS) |
TOTAL RETURN |
0-1
1-2
2-3
3-4
4-5
5-6
6-7
7-8
8-9
9-10 |
150.40
150.78
150.96
151.77
153.96
154.67
156.29
158.01
161.33
164.26 |
451.20
452.33
452.87
455.30
461.89
464.00
468.86
474.04
483.98
492.78 |
855.60
857.76
858.76
863.35
875.80
879.77
888.95
898.75
917.51
934.14 |
1,680.00
1,684.20
1,686.20
1,695.20
1,719.60
1,727.40
1,745.40
1,764.60
1,801.40
1,834.00 |
7,800.00
7,821.00
7,831.00
7,876.00
7.998.00
8,037.00
8,127.00
8,223.00
8,407.00
8,570.00 |
28,728.00
25,453.00
21,713.00
18,696.00
16,282.00
14,002.00
11,882.00
10,206.00
8,635.00
7,162.00 |
36,528.00
33,274.00
29,544.00
26,572..00
24,280.00
22,039.00
20,009.00
18,429.00
17,042.00
15,732.00 |
ECONOMY SPECIAL PLAN PER UNIT (EXPRESSED IN RINGGIT MALAYSIA (RM))
|
CONTRIBUTION |
PROJECTED BENEFITS |
| AGE AT ENTRY |
MONTHLY |
QUARTERLY |
SEMI ANNUALLY |
ANNUALLY |
MEMBER'S RETURN |
SCHOLARSHIP VALUE (3 YEARS) |
TOTAL RETURN |
0-1
1-2
2-3
3-4
4-5
5-6
6-7
7-8
8-9
9-10 |
40.53
42.50
44.71
47.19
50.00
53.22
56.92
61.25
66.36
72.50 |
121.58
127.50
134.12
141.57
150.00
159.65
170.77
183.75
199.09
217.50 |
231.32
242.50
255.00
269.07
285.00
303.22
324.23
348.75
377.73
412.50 |
454.74
476.67
501.18
528.75
560.00
595.72
636.93
685.00
741.82
810.00 |
7,500.00
7,500.00
7,500.00
7,500.00
7,500.00
7,500.00
7,500.00
7,500.00
7,500.00
7,500.00 |
13,646.00
12,090.00
10,314.00
8,881.00
7,734.00
6,651.00
5,644.00
4,848.00
4,102.00
3,402.00 |
21,146.00
19,590.00
17,814.00
16,381.00
15,234.00
14,151.00
13,144.00
12,348.00
11,602.00
10,902.00 |
|
Contribution are inclusive of miscellanous cost per unit:-
Administration charges RM6.00
Insurance Premium RM4.00
Total per month RM10.00
Enrollment Fees : RM80 per child (one time)
|
These projections show estimates of the eventual three year Scholarship Value for each age of entry. They Do Not Include any Residual Fund payments for 4th, 5th or 6th years.
Projected by consultant actuary - The Wyatt Co based on
- Tertiary education qualifications rate at 80% at age 19
- Contributions are paid when due annually in advance
- Interest credited at 8% per annum
- No cash value in the first two (2) years
|